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Financing & Cancellations
As patients approach cosmetic plastic surgery in Baltimore, MD, they frequently need information about the various payment options and have questions about their potential insurance benefits. We hope the following information will be helpful. We look forward to providing each patient a rewarding experience at Sinno Plastic Surgery.
Find Out More
We can help you achieve the look you want. Request your consultation online with Dr. Fady Sinno or call us at (410) 884-4200 or (410) 751-2348 (Westminster). Dr. Sinno has offices near Baltimore, Annapolis, and Frederick.
Financial Policies
Our financial coordinators are readily available to meet with you personally to provide the specific information you desire. They specialize in this area and will use their expertise to help you obtain the maximum benefits from your policy.
Payment Options
- Payment for cosmetic plastic surgery is due in full at the time of your preoperative visit and not later than 21 days prior to your surgery. We provide a number of payment options which may be used individually or combined according to your wishes. Cash or Check: Personal check, cashier's check, or cash.
- Optional Financing Plans: We will be happy to assist you with applying for financing with companies we work with, such as CareCredit® or Prosper, should you so desire.
Insurance Coverage
Benefits paid by insurance companies for medically necessary plastic surgery can vary greatly from carrier to carrier and plan to plan. Surgeries performed solely for cosmetic purposes are not covered by health insurance. Therefore, we make every effort to determine, in advance, if treatment is covered. The following procedures may be covered by insurance:
- Skin cancer treatment
- Reconstruction after breast cancer
- Some breast reduction procedures
- Functional nose surgery if combined with the cosmetic component
During the planning process, we ascertain the projected insurance payment as well as the required co-payment. We do this because we believe you need to be as informed as possible before surgery. We know you realize that you are ultimately responsible for the full payment of your account, but we have found that our knowledge and experience can be an important factor in assisting you to collect your maximum benefits. At Sinno Plastic Surgery, we accept the following insurance providers:
- Medicare
- Blue Shield
- Aetna
- United
If your insurance carrier is not listed here, they are out of network, and additional references or fees may be required.
Please discuss all arrangements regarding payment of your account with us.
Cancellation Policy
We understand that a situation may arise that could force you to postpone your surgery. Please understand that such changes affect not only your surgeon but other patients as well.
If you need to cancel your surgery after your preoperative visit but more than 15 business days before surgery, you are entitled to a full refund. Should you find it necessary to cancel your surgery after your preoperative visit and 15 business days or less before surgery we will refund your payment except for 10% of the surgeon's fee.
If you have any questions or need assistance with financial matters, please ask our financial coordinator to help you.
Next Steps
Are you ready to find out more about the Sinno Center for Plastic Surgery? Request your consultation online with Dr. Fady Sinno or call us at (410) 884-4200 or (410) 751-2348 (Westminster). His offices are conveniently located near Baltimore, Annapolis, and Frederick.
